Loan Rates Drop as Banks Respond to Lower Ghana Reference Rate(Borrowers to Benefit!)
The Ghana Reference Rate (GRR) dropped to 15.68 percent on January 7, 2026, and commercial banks have started lowering interest rates on both new and existing loans. This change comes after a small drop from the 15.9 percent recorded in December 2025, and it is already being seen across the banking sector, especially in loans…

